Loans and Services
Commercial loan
It is a loan allocated to owners of medium-sized projects, through which working capital is financed or fixed assets are purchased. It is granted to projects that enjoy strong and stable cash flows and are managed by highly qualified and skilled individuals. The projects are carefully selected and studied. Target group: Owners of registered and independent projects.
Loan Amount
The loan amount ranges from 1 million to 25 million Iraqi dinars.
Term
Maximum repayment period is 36 months (for new and renewed customers)
Guarantees
A government employee sponsor covers half of his salary and the monthly installment value.
Loan receipt period
Maximum 10 days
Required Documents
1- Identification documents of the borrower and the guarantor
2- Confirmation of the continuity of service of the guarantor addressed to (Iraqi Project Finance Company)
3- Two personal photos
4- Certified housing confirmation
5- Project lease contract
Service loan
It targets all projects that provide services, whether health, maintenance services, tourism companies, photography shops... and is used to improve the infrastructure, use modern equipment, or for expansion purposes.
Loan Amount
The loan amount ranges from 1 million to 25 million Iraqi dinars.
Term
Maximum repayment period is 36 months (for new and renewed customers)
Guarantees
A government employee sponsor covers half of his salary and the monthly installment value.
Loan receipt period
Maximum 10 days
Required Documents
1- Identification documents of the borrower and the guarantor
2- Confirmation of the continuity of service of the guarantor addressed to (Iraqi Project Finance Company)
3- Two personal photos
4- Certified housing confirmation
5- Project lease contract
Agricultural loan
Covers the needs of agricultural projects, such as purchasing new agricultural machinery, financing irrigation systems, building crop stores, or purchasing poultry and livestock.
Loan Amount
The loan amount ranges from 1 million to 25 million Iraqi dinars.
Term
Maximum repayment period is 36 months (for new and renewed customers)
Guarantees
A government employee sponsor covers half of his salary and the monthly installment value.
Loan receipt period
Maximum 10 days
Required Documents
1- Identification documents of the borrower and the guarantor
2- Confirmation of the continuity of service of the guarantor addressed to (Iraqi Project Finance Company)
3- Two personal photos
4- Certified housing confirmation
5- Project lease contract
Industrial loan
It targets start-ups and family businesses that manufacture products and is usually used to purchase new or used equipment necessary for industrial processes, or to expand production, enter new markets and increase sales.
Loan Amount
The loan amount ranges from 1 million to 25 million Iraqi dinars.
Term
Maximum repayment period is 36 months (for new and renewed customers)
Guarantees
A government employee sponsor covers half of his salary and the monthly installment value.
Loan receipt period
Maximum 10 days
Required Documents
1- Identification documents of the borrower and the guarantor
2- Confirmation of the continuity of service of the guarantor addressed to (Iraqi Project Finance Company)
3- Two personal photos
4- Certified housing confirmation
5- Project lease contract
Literal loan
It is a loan allocated to support owners of manual professions and craftsmen in various fields. This type of financing aims to provide the necessary capital to start or expand their craft projects, which helps them develop their skills and achieve success in their businesses in the field of silversmithing, agate shaping, carpentry, blacksmithing, aluminum, sewing, leather products, pottery, mat making and handicrafts.
Loan Amount
The loan amount ranges from 1 million to 25 million Iraqi dinars.
Term
Maximum repayment period is 36 months (for new and renewed customers)
Guarantees
A government employee sponsor covers half of his salary and the monthly installment value.
Loan receipt period
Maximum 10 days
Required Documents
1- Identification documents of the borrower and the guarantor
2- Confirmation of the continuity of service of the guarantor addressed to (Iraqi Project Finance Company)
3- Two personal photos
4- Certified housing confirmation
5- Project lease contract