Jobs
At ICFSME, our employees are our most valuable asset and the driving force behind our success. They have contributed significantly to creating a positive work environment within the company. Our management is committed to making a tangible difference in our country by providing appropriate financing with transparency, courtesy and trust. We offer a variety of career options spanning a wide range of disciplines, with endless opportunities for learning and growth. We employ individuals who are efficient, dynamic and have the ability to build strong and lasting relationships with our clients.
Job Summary
The Loan Officer works directly with customers in the field to promote loans, determine customer creditworthiness, complete loan applications, perform customer follow-ups and manage loan workflow.
Tasks and responsibilities
- Advertise and promote the company's program.
- Manage loan applications and approval process within the specified region.
- Complete the loan application on the applicant and guarantor's website.
- Conducting necessary assessments for businesses and business owners/homeowners.
- Ensure prompt submission of application documents, disbursement and repayment of the loan.
- Provide periodic information about the portfolio.
- Contact clients and guarantors regarding loan approval/denial, additional information required on pending applications, and for loan disbursements.
Qualifications and requirements
Be prepared for field work.
He must have a high school diploma, and it is preferable to have a bachelor’s degree.
He has the ability to work independently.
Have a strong knowledge of the local community.
To have knowledge of mathematics.
- Main responsibilities
- Follow up and visit customers for the purpose of collecting overdue loan payments.
- Making settlements with customers and reaching a solution.
- Registering cases in courts, attending sessions and implementing cases
- Closely follow up on the progress of cases through constant communication with the court clerks, and collect the amounts paid in court.
- Preparing reports on the work of the branch lawyer.
- Representing the company before all government agencies.
- Required conditions:
Working as a team to achieve the branch's goals
Communication and negotiation skills
Analytical skills and use of reasoning
Mastering legal research skills
Time management